Collection Law Information

Most people don't know much about collections or the real service that collection agencies and collection attorneys provide businesses and the national economy. However, anyone who deals with the bottom line knows better! As a collector, we help individuals resolve their credit problems. In addition, we assist businesses by lowering their losses so they can offer more competitive prices in today's market.

It is staggering to think that in the United States there is over $20 trillion in outstanding debt, while there is well over $100 trillion in debt worldwide. It is estimated that most businesses lose approximately 20% of their income due to theft and bad debt. Collectors help to keep taxes and prices down by helping businesses and the government collect the accounts that they could not. J. A. Cambece™ Law Office, P.C., acknowledges and is in full compliance with The Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. 1692, the federal statute which regulates debt collection practices. The act protects consumers and also prevents any abuses in their interaction with debt collectors. To insure that this firm continues to be in full compliance with the FDCPA, we monitor and evaluate all decisions and new developments pertaining to the act.

Our law firm understands that the interpretations of the FDCPA can be conflicting and we pledge our commitment to our clients that we will continue to stay on top of the FDCPA issues.